Member Benefits: Financial Services

 Loans & Refinance   Retirement   Insurance & Investment   Credit Cards 

Student Loan Refinancing

  • Exclusive rate reduction for members in good standing
  • No application fees
  • Flexible repayment options for residents
 







Laurel Road - Student Loan Refinancing

Join thousands of dentists that have taken control of their student loan debt by refinancing through Laurel Road. Your get concierge-level customer service from dedicated representatives who can check your rates in five minutes with no hard credit pull required. Refinance your student loans and save thousands.


Mortgage Lending

  • Special member savings on mortgage rates
  • Save on closing costs
  • Up to 100% financing
  • Human support when you need it







Laurel Road - Mortgage Lending

Laurel Road is now offering savings to NMDA members looking to purchase a new home or refinance an existing mortgage. Laurel Road's digital mortgage solution was designed with dentists in mind - offering a streamlined approval process, competitive low rates, and special financing options.


Practice Financing

  • Competitive rates
  • Streamlined application
  • 24/7 customer service



Panacea Financial

Doctor-founded and expert-driven, Panacea Financial helps dentists accelerate their practices through finance options designed exclusively for dentists with competitive pricing and experienced advice as you start, build and grow your practice.


 

Financial Services

  • Financial planning
  • Investment strategy
  • Retirement planning
  • Insurance






Doctor's Financial Resource

Local planning and investment management by a service that understands the unique needs of dentists and their practices. They assist with tax planning, business ownership, estate, and insurance planning to find a plan that is tailored for each individual. Whether NMDA members are just beginning in practice or starting to consider retirement, Doctor's Financial Resource can help to develop the plan that will meet your financial goals.


 

Retirement


  • Retirement program
  • IRA/401(k) plans
  • Lower cost
  • Dedicated service







Equitable

 

As the only retirement program endorsed by the ADA for its members, the ADA Members Retirement Program has given thousands of dental practice owners and their employees the opportunity to plan for retirement. Our program was built to meet the dental community’s needs by offering an affordable, flexible way to help build retirement assets and take advantage of potential tax savings.

 


 

Insurance

  • Life
  • Disability
  • Supplemental health
  • Overhead
  • Excellent group rates







ADA Members Insurance Plans

As an ADA member, you leverage the significant volume buying power of the ADA, which sponsors the plan. The result is low, group rates available only to ADA members. More than 100,000 ADA members, student members, and their families rely on ADA Members Insurance Plans for insurance protection each year. Additionally, the favorable claims experience is shared with the participants in the form of a Premium Credit discount.


Rewards Credit Cards

  • ADA Rewards World Elite Mastercard
  • ADA Rewards World Elite Business Mastercard
  • Access to Mastercard World Elite benefits and perks with $0 annual fee
  • Exclusive endorsement for ADA members



 

ADA Credit Cards

The new ADA® Rewards World Elite Mastercards® are the only cards exclusively endorsed for ADA and [state society] members!

 Choose the card that’s right for you. Earn 3x points on travel purchases and 2x points on gas & groceries with the ADA® Rewards World Elite Mastercard®. Earn 2x points on dental supply purchases with the ADA® Rewards World Elite Business Mastercard®. You’ll always earn 1.5 points on all other purchases with both cards, plus no annual fee and no foreign transaction fees Redeem your points on travel, gift cards, cash back in the form of a statement credit, and more!

 Applications for the new ADA® Rewards World Elite Mastercard® are now open. Experience a world of exclusive benefits in travel, entertainment, dining, and beyond.

APPLY TODAY

Contact ADA Mastercard, 888.293.1595 or 888.487.0206 Visit ADA Mastercard

 The ADA Rewards World Elite Mastercard is issued by FinWise Bank d/b/a Cottonwood Payments pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of cards in the Card Programs is subject to the terms and conditions of the cardholder agreements.

*Cardholder Terms, Limits, and Conditions Apply. See adamastercard.com for details. This card is issued by Cottonwood Payments pursuant to a license from Mastercard.

**Activation bonus points apply to upgraded customers. Rewards bonus varies for new customers.